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Send & receive
Move money between Kyros users and Nigerian bank accounts from one place.
Built for everyday money
Money should keep moving.
Kyros is a mobile wallet for sending, receiving and paying — designed for the way people move money every day.
Transactions happen securely in the Kyros mobile app.
✓
Payment authorisedEven without connectivity
₦
₦25,000 receivedKyros wallet
9:41● ◒ ▰
Good morning
Available balance₦284,650
•••• 4821Kyros Wallet
Send
Receive
Pay
Bills
Recent activityView all
Merchant payment-₦8,500
Bank transfer+₦50,000
Kyros received+₦12,000
Designed around trust, simplicity and resilience
Mobile-firstOffline-readyBank-connectedPrivacy-minded
Why Kyros
Everything you need to move money.
A simple mobile experience for the payments and money movement that matter to you.
⌁
Pay anywhere
Pay merchants, scan QR codes and handle everyday payments without the clutter.
◴
Know your money
See activity, spending patterns and useful insights as you use Kyros.
Pay Offline
When the network drops, your payment doesn't have to.
Kyros is designed to keep payments moving when connectivity gets in the way. Authorise a payment in the app and let Kyros handle the journey to settlement.
See how it works →YOUR PHONE01
Payment authorisedOffline
RECIPIENT02
Payment receivedReady to settle
Connectivity returns · settlement continues
9:41● ◒ ▰
Your money
Available balance₦284,650
WalletReady
SpendingThis month
Send
Pay
Bills
More
The Kyros app
Your everyday money, in one place.
Designed to feel simple from the first tap — whether you're sending money, paying a bill or checking where your money went.
✓
Wallet & bank transfersMove between Kyros and Nigerian bank rails.
✓
Bills & everyday paymentsKeep recurring essentials and payments together.
✓
Spending intelligenceTurn activity into a clearer picture of your money.
For business
Built for people who accept payments.
Give customers a simple way to pay and give your business a reliable path to receive and manage money.
Explore Kyros for Business →Trust
Security without the noise.
We focus on protecting your account, your payments and your information — without making security complicated.
Device BindingAccount access is associated with trusted devices.
Fraud & Risk ProtectionProtection designed to help identify suspicious activity.
ISO-aligned Best PracticesInformation security practices aligned with recognised ISO 27001 best practices.
NDPR-aligned PrivacyPrivacy practices aligned with the Nigeria Data Protection Regulation.
Offline Payment SecurityControls designed for secure payment authorisation beyond connectivity.
Get started
Put Kyros in your pocket.
Download the mobile app and make Kyros part of how you move money every day.
Store links can be connected when the public listings are ready.